Guaranteed investigations

Cover partner default risk

Goals

  • Secure your turnover or your advance payment and protect yourself from the business partner default risk without any limitation on amounts
  • Compensate for refusals from credit insurers or an excessively low disbursement limit, thanks to our solution developed with AIG
  • Cover an ad hoc requirement to secure outstanding amounts.

URIOS guaranteed investigations: an alternative to credit insurance

Credit risk coverage tools are very costly and are not affordable for all companies. To address ad hoc requirements for coverage of outstanding amounts, we have developed an innovative solution with our partner AIG: guaranteed investigations.

Guaranteed investigations – on clients or suppliers – enable you to develop your business without financial risks in France and internationally. This provides an alternative to refusals from credit insurers for example, or to excessively low disbursement limits.

URIOS carries out collection in the event of overdue payments and indemnifies your company in the event of your client defaulting.

How does guaranteed investigations work?

Key points of the guraranteed investigations

  • Conducting a credit investigation, recommendation of a maximum outstanding amount
  • Intelligence on outstanding amounts is guaranteed
  • Collection and indemnification in the event of a overdue payment.

Use cases for guaranteed investigations

  • New clients or partners
  • Sudden and unusual delays in payment
  • Reduced or insufficient cover from credit insurers.

The different durations of guarantees

  • 3-month or 6-month guaranteed investigations to secure an outstanding amount – occasionnally
  • 12-month guaranteed investigations to secure an outstanding amount on an ongoing basis.

URIOS, a leader in guaranteed investigations

Every year, over €135M of outstanding amounts under guaranteed investigations

Response given within 5 working days

Business perimeter in France and internationally